:root {
  --navy-950:#04131f;
  --navy-900:#071b2b;
  --navy-850:#0a2334;
  --navy-800:#0d2b3f;
  --teal-500:#16b8a6;
  --teal-400:#36d0bf;
  --teal-300:#73dfd3;
  --ink:#112230;
  --muted:#607181;
  --line:#dce5e8;
  --soft:#f2f6f5;
  --paper:#fbfdfc;
  --white:#ffffff;
  --danger:#c05252;
  --shadow:0 28px 70px rgba(7,27,43,.13);
  --radius:22px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
button,input,select{font:inherit}
img,svg{max-width:100%}
.container{width:min(1180px,calc(100% - 40px));margin-inline:auto}
.skip-link{position:fixed;left:16px;top:-100px;z-index:1000;background:#fff;color:#000;padding:10px 14px;border-radius:8px}.skip-link:focus{top:16px}

.site-header{position:sticky;top:0;z-index:100;background:rgba(5,22,34,.94);backdrop-filter:blur(18px);border-bottom:1px solid rgba(255,255,255,.08)}
.nav-wrap{height:74px;display:flex;align-items:center;justify-content:space-between}
.brand{display:inline-flex;align-items:center;gap:10px;color:#fff}
.brand-mark{width:39px;height:39px;border:1px solid rgba(115,223,211,.48);border-radius:11px;display:grid;place-items:center;font-weight:800;letter-spacing:-.06em;color:#fff;background:linear-gradient(150deg,rgba(54,208,191,.14),rgba(255,255,255,.02));box-shadow:inset 0 0 20px rgba(54,208,191,.06)}
.brand-mark span{color:var(--teal-400)}
.brand-copy{display:flex;flex-direction:column;line-height:1.05}.brand-copy strong{font-size:1.03rem;letter-spacing:-.02em}.brand-copy small{font-size:.66rem;color:#91a8b5;margin-top:4px}
.site-nav{display:flex;align-items:center;gap:26px;color:#c5d2da;font-size:.9rem}.site-nav a{transition:.2s}.site-nav a:hover{color:#fff}.site-nav .nav-cta{padding:9px 15px;border-radius:10px;background:var(--teal-500);color:#021a1c;font-weight:750}.site-nav .nav-cta:hover{background:var(--teal-400);color:#021a1c}
.menu-toggle{display:none;border:0;background:none;padding:8px}.menu-toggle span{display:block;width:23px;height:2px;background:#fff;margin:5px 0}

.section{padding:110px 0}.section-dark{background:radial-gradient(circle at 80% 0%,#10324a 0,#071b2b 36%,#04131f 100%);color:#fff;position:relative;overflow:hidden}.section-light{background:var(--paper)}.section-soft{background:var(--soft)}.section-navy{background:#0a2233;color:#fff}.kicker{font-size:.74rem;letter-spacing:.17em;font-weight:800;color:#0d8f83;margin-bottom:16px}.kicker-light{color:var(--teal-300)}

.hero{padding:95px 0 88px;min-height:680px}.hero-grid{display:grid;grid-template-columns:.94fr 1.16fr;gap:64px;align-items:center;position:relative;z-index:2}.hero-copy h1{font-size:clamp(3.2rem,5.5vw,5.6rem);line-height:.98;letter-spacing:-.055em;margin:18px 0 26px;max-width:740px}.hero-copy h1 em{font-style:normal;color:var(--teal-400)}.hero-lede{font-size:1.12rem;line-height:1.75;color:#c8d7df;max-width:690px}.eyebrow{display:inline-flex;align-items:center;gap:9px;color:#c5d6de;font-size:.82rem;border:1px solid rgba(255,255,255,.12);border-radius:999px;padding:7px 12px;background:rgba(255,255,255,.035)}.status-dot{width:7px;height:7px;border-radius:50%;background:var(--teal-400);box-shadow:0 0 14px var(--teal-400)}
.hero-actions{display:flex;gap:13px;margin:33px 0 25px}.button{display:inline-flex;align-items:center;justify-content:center;border-radius:11px;padding:12px 18px;font-weight:760;transition:.22s;border:1px solid transparent;cursor:pointer}.button-primary{background:var(--teal-500);color:#032023}.button-primary:hover{transform:translateY(-1px);background:var(--teal-400)}.button-ghost{border-color:rgba(255,255,255,.2);color:#fff;background:rgba(255,255,255,.04)}.button-ghost:hover{border-color:rgba(255,255,255,.38);background:rgba(255,255,255,.07)}.trust-row{display:flex;flex-wrap:wrap;gap:10px 24px;color:#a9bbc5;font-size:.79rem}.trust-row span:before{content:"✓";color:var(--teal-400);font-weight:800;margin-right:7px}.mini-disclaimer{font-size:.68rem;color:#718995;margin-top:23px}
.hero-glow{position:absolute;border-radius:50%;filter:blur(2px);opacity:.18}.hero-glow-one{width:600px;height:600px;background:radial-gradient(circle,var(--teal-500),transparent 65%);right:-220px;top:-250px}.hero-glow-two{width:430px;height:430px;background:radial-gradient(circle,#4aa6d8,transparent 68%);left:-250px;bottom:-250px}

.hero-product{min-width:0}.app-window{background:#e9eff1;border:1px solid rgba(255,255,255,.18);border-radius:18px;overflow:hidden;box-shadow:0 42px 90px rgba(0,0,0,.35);transform:perspective(1200px) rotateY(-1.5deg) rotateX(.5deg)}.window-topbar{height:43px;background:#0a2233;display:flex;align-items:center;justify-content:space-between;padding:0 15px;color:#fff}.window-brand{display:flex;align-items:center;gap:8px;font-size:.76rem}.mini-logo{display:grid;place-items:center;width:25px;height:25px;border-radius:7px;background:#12374b;color:var(--teal-400);font-weight:800}.window-controls{display:flex;gap:7px}.window-controls i{width:7px;height:7px;border-radius:50%;background:#55707e}.app-layout{display:grid;grid-template-columns:116px 1fr;min-height:470px}.app-sidebar{background:#0d293a;padding:21px 11px;display:flex;flex-direction:column;gap:7px}.app-sidebar span{font-size:.56rem;color:#91a6b2;padding:8px 8px;border-radius:6px}.app-sidebar .side-active{background:#15394b;color:#e8f4f6;border-left:2px solid var(--teal-400)}.app-main{padding:22px;background:#f5f8f8;color:var(--ink)}.app-head{display:flex;justify-content:space-between;align-items:center}.app-head small,.cash-card small{font-size:.48rem;letter-spacing:.12em;color:#6b7b85}.app-head h3{font-size:1rem;margin:2px 0}.plan-state{font-size:.53rem;padding:6px 8px;border-radius:999px;background:#dcf3ed;color:#147466;font-weight:700}.metric-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin:16px 0}.metric-grid article{background:#fff;padding:12px 10px;border:1px solid #e1e8e9;border-radius:9px;box-shadow:0 4px 12px rgba(24,50,65,.04)}.metric-grid small{display:block;font-size:.43rem;color:#71818a}.metric-grid strong{display:block;font-size:.88rem;margin:4px 0}.metric-grid span{display:block;font-size:.42rem;color:#839099}.metric-grid .metric-accent{background:#e8f7f3;border-color:#bfe6dc}.cash-card{background:#fff;border:1px solid #dce5e7;border-radius:11px;padding:13px}.cash-card-head{display:flex;justify-content:space-between;align-items:flex-end}.cash-card-head strong{display:block;font-size:.72rem;margin-top:2px}.cash-card-head>span{font-size:.48rem;color:#6e7d85}.timeline{margin-top:10px;border-top:1px solid #edf1f2}.timeline-row{display:grid;grid-template-columns:50px 1.5fr .9fr .8fr;gap:7px;align-items:center;border-bottom:1px solid #edf1f2;padding:8px 0;font-size:.49rem}.timeline-row .date{color:#71818a}.timeline-row .event b,.timeline-row .event small{display:block}.timeline-row .event b{font-size:.52rem}.timeline-row .event small{font-size:.4rem;color:#849198}.timeline-row .amount,.timeline-row .balance{text-align:right;font-weight:700}.timeline-row .income .amount,.income .amount{color:#117e71}.negative{color:#9b5555}.safe-strip{display:flex;align-items:center;gap:8px;background:#eef8f5;margin-top:11px;padding:9px;border-radius:7px}.shield{display:grid;place-items:center;width:22px;height:22px;border-radius:7px;background:#bfeadd;color:#096b61;font-size:.64rem;font-weight:900}.safe-strip strong,.safe-strip small{display:block}.safe-strip strong{font-size:.5rem;color:#185d56}.safe-strip small{font-size:.4rem;color:#60837e;letter-spacing:0}.preview-note{text-align:center;color:#7f98a5;font-size:.62rem;margin:11px 0 0}

.signal-strip{background:#fff;border-bottom:1px solid var(--line)}.signal-grid{display:grid;grid-template-columns:repeat(4,1fr)}.signal-grid>div{padding:25px 22px;border-right:1px solid var(--line)}.signal-grid>div:last-child{border-right:0}.signal-grid strong{display:block;font-size:.88rem;margin-bottom:4px}.signal-grid span{font-size:.75rem;color:var(--muted)}

.split-intro{display:grid;grid-template-columns:1.25fr .75fr;gap:90px;align-items:end}.section-heading h2,.feature-copy h2,.protect-copy h2,.privacy-copy h2,.centered-heading h2,.debt-heading h2,.early-copy h2,.faq-heading h2{font-size:clamp(2.3rem,4vw,4rem);line-height:1.06;letter-spacing:-.045em;margin:0}.section-heading h2 span{color:#6b7c87}.intro-copy p{color:var(--muted);font-size:1.02rem}.intro-copy strong{color:var(--ink)}
.comparison-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:54px}.comparison-card{border:1px solid var(--line);border-radius:var(--radius);padding:30px;min-height:250px}.comparison-card small{font-size:.66rem;letter-spacing:.12em;font-weight:800;color:#829099}.comparison-card h3{font-size:1.35rem;line-height:1.22;margin:13px 0}.comparison-card p{color:var(--muted);font-size:.9rem}.comparison-icon{width:42px;height:42px;display:grid;place-items:center;border-radius:12px;background:#e9efef;color:#6f7e86;font-size:1.25rem}.comparison-card.featured{background:var(--navy-900);border-color:var(--navy-900);color:#fff;box-shadow:var(--shadow)}.comparison-card.featured small{color:var(--teal-300)}.comparison-card.featured p{color:#b8c8d0}.comparison-card.featured .comparison-icon{background:rgba(54,208,191,.14);color:var(--teal-400)}

.feature-grid{display:grid;grid-template-columns:.88fr 1.12fr;gap:90px;align-items:center}.feature-grid.reverse{grid-template-columns:1fr 1fr}.feature-grid.reverse .feature-copy{order:2}.feature-grid.reverse .feature-visual{order:1}.feature-copy p{font-size:1.02rem;color:var(--muted);max-width:580px}.check-list{list-style:none;margin:28px 0 0;padding:0}.check-list li{position:relative;padding:8px 0 8px 29px;color:#344a58}.check-list li:before{content:"✓";position:absolute;left:0;top:8px;color:#0c8c7f;font-weight:900}.feature-visual{min-width:0}
.flow-panel,.month-panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}.flow-title,.month-header{display:flex;justify-content:space-between;align-items:flex-start}.flow-title span,.month-header small{display:block;color:#74848d;font-size:.68rem;letter-spacing:.08em}.flow-title strong,.month-header strong{display:block;font-size:1.03rem}.flow-chart{height:250px;margin-top:20px;background:linear-gradient(180deg,#f9fbfb,#f4f8f7);border-radius:14px;overflow:hidden}.flow-chart svg{width:100%;height:100%}.grid-line{stroke:#dbe5e5;stroke-width:1}.chart-line{fill:none;stroke:#159d8f;stroke-width:4;stroke-linecap:round;stroke-linejoin:round}.buffer-line{stroke:#b8c8cc;stroke-width:2;stroke-dasharray:7 8}.chart-label{font-size:12px;fill:#7b8c94}.flow-events{display:flex;gap:22px;margin-top:16px;color:#6b7c84;font-size:.76rem}.flow-events i{display:inline-block;width:8px;height:8px;border-radius:50%;margin-right:6px}.income-dot{background:#16b8a6}.bill-dot{background:#8a9ba4}.buffer-dot{border:1px solid #8a9ba4}
.month-topline{display:flex;justify-content:space-between;align-items:center;background:#edf3f3;border-radius:10px;padding:11px 14px;margin:18px 0;font-size:.77rem}.month-cards{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.month-cards article{padding:18px;border:1px solid #e1e8e8;border-radius:13px}.month-cards small{display:block;color:#71818a;font-size:.65rem}.month-cards strong{display:block;font-size:1.38rem;margin:5px 0}.month-cards p{font-size:.68rem;color:#829098;margin:0}.month-cards .save-card{background:#eaf7f4;border-color:#bce5dc}.outlook-banner{margin-top:13px;background:#f0f8f6;border-radius:11px;padding:13px;display:flex;align-items:center;gap:10px}.outlook-icon{display:grid;place-items:center;width:28px;height:28px;background:#bde9df;border-radius:9px;color:#087c6f;font-weight:900}.outlook-banner strong,.outlook-banner small{display:block}.outlook-banner strong{font-size:.76rem;color:#17695f}.outlook-banner small{font-size:.64rem;color:#688a84}.quote-card{margin-top:30px;padding:22px 24px 22px 56px;background:#edf3f2;border-radius:16px;position:relative}.quote-card .quote-mark{position:absolute;left:21px;top:12px;font-family:Georgia,serif;font-size:3rem;color:#8fb4ad;line-height:1}.quote-card p{margin:0;font-size:.92rem;color:#52646d}

.protect-grid{display:grid;grid-template-columns:1fr .8fr;gap:90px;align-items:center}.protect-copy p{color:#b6c6ce;font-size:1.05rem;max-width:620px}.protect-example{background:#102f43;border:1px solid rgba(255,255,255,.09);border-radius:var(--radius);padding:28px;box-shadow:0 30px 60px rgba(0,0,0,.16)}.account-balance small,.account-balance span,.account-balance strong{display:block}.account-balance small{font-size:.62rem;letter-spacing:.13em;color:var(--teal-300)}.account-balance span{font-size:.78rem;color:#8fa8b5;margin-top:12px}.account-balance strong{font-size:2.55rem;letter-spacing:-.04em}.protect-math{margin-top:18px;border-top:1px solid rgba(255,255,255,.09)}.protect-math>div{display:flex;justify-content:space-between;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.08);font-size:.82rem;color:#acc0ca}.protect-math .protect-result{color:#fff;font-size:.93rem}.protect-result strong{color:var(--teal-300)}.protect-example>p{font-size:.72rem;color:#849eaa;margin:18px 0 0}

.guidance-panel{max-width:420px;margin:auto;background:var(--navy-900);color:#fff;border-radius:28px;padding:38px;box-shadow:0 30px 65px rgba(7,27,43,.22)}.guidance-panel>small{color:var(--teal-300);font-size:.68rem;letter-spacing:.15em}.guidance-number{font-size:4.8rem;line-height:1;letter-spacing:-.07em;font-weight:800;margin:22px 0 9px}.guidance-number span{font-size:2rem;vertical-align:top;color:#8ebbb6}.guidance-panel>strong{font-size:1.05rem}.guidance-panel>p{color:#9fb2bc;font-size:.85rem}.guidance-meter{height:8px;background:#17384b;border-radius:999px;overflow:hidden;margin:24px 0 13px}.guidance-meter span{display:block;height:100%;background:linear-gradient(90deg,#0fa795,var(--teal-400));border-radius:999px}.guidance-footer{display:flex;justify-content:space-between;color:#a9bdc5;font-size:.74rem}.guidance-footer b{color:var(--teal-400)}

.debt-heading{text-align:center;max-width:850px;margin:0 auto 44px}.debt-heading p{color:var(--muted);font-size:1.04rem}.strategy-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.strategy-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:25px}.strategy-number{font-size:.64rem;font-weight:900;color:#0e9487}.strategy-card h3{font-size:1.15rem;margin:21px 0 7px}.strategy-card p{color:var(--muted);font-size:.82rem;margin:0}.debt-callout{margin-top:20px;background:#0b2638;color:#fff;border-radius:18px;padding:20px 24px;display:flex;justify-content:space-between;align-items:center}.debt-callout strong,.debt-callout span{display:block}.debt-callout>div>span{font-size:.78rem;color:#9fb2bc;margin-top:2px}.debt-callout a{font-size:.82rem;color:var(--teal-300);font-weight:750}.debt-callout a span{display:inline}

.privacy-section{background:#061824;color:#fff;position:relative;overflow:hidden}.privacy-orb{position:absolute;width:600px;height:600px;border-radius:50%;right:-220px;bottom:-300px;background:radial-gradient(circle,rgba(22,184,166,.18),transparent 67%)}.privacy-grid{display:grid;grid-template-columns:1fr .9fr;gap:100px;align-items:center;position:relative;z-index:2}.privacy-copy p{color:#b1c2cb;font-size:1.02rem}.privacy-note{border-left:2px solid var(--teal-500);padding-left:17px}.privacy-cards{display:flex;flex-direction:column;gap:12px}.privacy-cards article{display:flex;gap:16px;padding:20px;background:#0c2637;border:1px solid rgba(255,255,255,.07);border-radius:16px}.privacy-icon{width:39px;height:39px;border-radius:11px;display:grid;place-items:center;background:#12384a;color:var(--teal-400);font-weight:900}.privacy-cards strong{display:block}.privacy-cards p{margin:3px 0 0;color:#8fa8b4;font-size:.78rem}

.centered-heading{text-align:center;max-width:900px;margin:0 auto 48px}.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:17px}.step-card{padding:27px 25px;border:1px solid var(--line);border-radius:18px;background:#fff}.step-card>span{display:grid;place-items:center;width:37px;height:37px;border-radius:11px;background:#e1f4ef;color:#0b887b;font-weight:900;font-size:.85rem}.step-card h3{font-size:1.08rem;margin:20px 0 8px}.step-card p{font-size:.8rem;color:var(--muted);margin:0}.use-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.use-card{background:#fff;border:1px solid var(--line);border-radius:17px;padding:24px}.use-card>span{font-size:.62rem;color:#0e9487;font-weight:900;letter-spacing:.08em}.use-card h3{font-size:1.02rem;line-height:1.3;margin:14px 0 7px}.use-card p{color:var(--muted);font-size:.78rem;margin:0}

.faq-grid{display:grid;grid-template-columns:.72fr 1.28fr;gap:80px}.faq-heading{position:sticky;top:120px;align-self:start}.faq-heading p{color:var(--muted)}.faq-list{border-top:1px solid var(--line)}.faq-list details{border-bottom:1px solid var(--line);padding:0}.faq-list summary{list-style:none;cursor:pointer;font-weight:750;padding:20px 36px 20px 0;position:relative}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";position:absolute;right:5px;top:18px;color:#69808a;font-size:1.25rem;font-weight:400}.faq-list details[open] summary:after{content:"−"}.faq-list p{color:var(--muted);font-size:.88rem;margin:-4px 0 21px;max-width:760px}

.early-section{padding:105px 0;background:linear-gradient(135deg,#0b2a3d 0,#071b2b 55%,#0b3139 100%);color:#fff}.early-grid{display:grid;grid-template-columns:1fr .85fr;gap:90px;align-items:center}.early-copy p{color:#b6c7cf;font-size:1.02rem}.early-points{display:flex;flex-wrap:wrap;gap:12px 20px;color:#9fb3bd;font-size:.79rem;margin-top:25px}.early-points span:before{color:var(--teal-400)}.access-form{background:#fff;color:var(--ink);border-radius:22px;padding:27px;box-shadow:0 30px 60px rgba(0,0,0,.2)}.form-row{display:flex;flex-direction:column;gap:6px;margin-bottom:14px}.form-row label{font-size:.72rem;font-weight:750;color:#3d505c}.form-row input,.form-row select{width:100%;border:1px solid #cfdbde;border-radius:10px;padding:12px 13px;background:#fbfcfc;color:#152a37;outline:none}.form-row input:focus,.form-row select:focus{border-color:#3bb8aa;box-shadow:0 0 0 3px rgba(22,184,166,.11)}.button-full{width:100%;border:0;padding:13px 18px}.form-note{font-size:.65rem;color:#829098;margin:10px 2px 0}.hidden-field{position:absolute;left:-9999px}
.legal-section{background:#eef3f2;padding:34px 0}.legal-card{font-size:.72rem;color:#687a83}.legal-card strong{color:#364d59}.legal-card p{margin:5px 0 0}
.site-footer{background:#04131f;color:#fff;padding:54px 0}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr 1fr;gap:60px}.footer-brand p{color:#7f98a4;font-size:.76rem;max-width:290px}.footer-links{display:flex;flex-direction:column;gap:7px;color:#a3b5bf;font-size:.78rem}.footer-links a:hover,.footer-contact a:hover{color:#fff}.footer-contact{display:flex;flex-direction:column;gap:6px;align-items:flex-start;color:#8da2ad;font-size:.73rem}.footer-contact small{font-size:.61rem;letter-spacing:.12em;color:#6f8a97}.footer-contact a{color:#c2d0d6}

.reveal{opacity:1;transform:none}.js .reveal{opacity:0;transform:translateY(18px);transition:opacity .65s ease,transform .65s ease}.js .reveal.visible{opacity:1;transform:none}

@media (max-width:1050px){
  .hero-grid,.feature-grid,.feature-grid.reverse,.protect-grid,.privacy-grid,.early-grid{grid-template-columns:1fr;gap:55px}.hero{padding-top:70px}.hero-copy{max-width:790px}.hero-product{max-width:820px}.feature-grid.reverse .feature-copy,.feature-grid.reverse .feature-visual{order:initial}.protect-example,.guidance-panel{max-width:600px;margin:0}.split-intro{grid-template-columns:1fr;gap:25px}.strategy-grid,.steps-grid{grid-template-columns:repeat(2,1fr)}.faq-grid{grid-template-columns:1fr;gap:35px}.faq-heading{position:static}.footer-grid{grid-template-columns:1fr 1fr}.footer-contact{grid-column:1/-1}.signal-grid{grid-template-columns:repeat(2,1fr)}.signal-grid>div:nth-child(2){border-right:0}.signal-grid>div:nth-child(-n+2){border-bottom:1px solid var(--line)}
}

@media (max-width:800px){
  .container{width:min(100% - 28px,1180px)}.section{padding:78px 0}.site-nav{display:none;position:absolute;left:14px;right:14px;top:68px;background:#0a2233;border:1px solid rgba(255,255,255,.09);border-radius:14px;padding:12px;flex-direction:column;align-items:stretch;gap:2px;box-shadow:0 25px 50px rgba(0,0,0,.24)}.site-nav.open{display:flex}.site-nav a{padding:10px 12px}.menu-toggle{display:block}.hero{padding-top:58px}.hero-copy h1{font-size:clamp(3rem,14vw,4.6rem)}.hero-lede{font-size:1rem}.app-layout{grid-template-columns:1fr}.app-sidebar{display:none}.metric-grid{grid-template-columns:repeat(2,1fr)}.comparison-grid,.use-grid{grid-template-columns:1fr}.comparison-card{min-height:0}.section-heading h2,.feature-copy h2,.protect-copy h2,.privacy-copy h2,.centered-heading h2,.debt-heading h2,.early-copy h2,.faq-heading h2{font-size:clamp(2.2rem,10vw,3.4rem)}.debt-callout{flex-direction:column;align-items:flex-start;gap:15px}.footer-grid{grid-template-columns:1fr;gap:28px}.footer-contact{grid-column:auto}
}

@media (max-width:560px){
  .hero{padding:50px 0 65px}.hero-actions{flex-direction:column}.hero-actions .button{width:100%}.trust-row{flex-direction:column;gap:7px}.app-main{padding:14px}.window-topbar{height:38px}.metric-grid{gap:6px}.metric-grid article{padding:10px 8px}.timeline-row{grid-template-columns:43px 1.3fr .9fr}.timeline-row .balance{display:none}.signal-grid{grid-template-columns:1fr}.signal-grid>div{border-right:0;border-bottom:1px solid var(--line)}.signal-grid>div:last-child{border-bottom:0}.month-cards,.strategy-grid,.steps-grid{grid-template-columns:1fr}.flow-panel,.month-panel{padding:17px}.flow-chart{height:190px}.flow-events{flex-wrap:wrap;gap:9px 14px}.guidance-panel{padding:28px}.guidance-number{font-size:4rem}.early-section{padding:80px 0}.access-form{padding:20px}.hero-product{margin-top:3px}.preview-note{font-size:.58rem}
}

@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.js .reveal,.js .reveal.visible{opacity:1;transform:none;transition:none}.button{transition:none}}


/* Privacy policy */
.policy-main{background:var(--soft)}
.policy-hero{background:radial-gradient(circle at 80% 0%,#10324a 0,#071b2b 42%,#04131f 100%);color:#fff;padding:92px 0 76px}
.policy-container{max-width:900px}
.policy-hero h1{font-size:clamp(3rem,7vw,5rem);line-height:1;letter-spacing:-.055em;margin:8px 0 22px}
.policy-lede{font-size:1.08rem;color:#c0d0d8;max-width:760px;margin:0}
.policy-date{font-size:.78rem;color:#7f98a5;margin-top:22px}
.policy-body{padding:70px 0 100px}
.policy-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:42px 46px;box-shadow:0 24px 60px rgba(7,27,43,.08)}
.policy-card h2{font-size:1.35rem;letter-spacing:-.02em;margin:34px 0 9px}
.policy-card h2:first-child{margin-top:0}
.policy-card p,.policy-card li{color:var(--muted);font-size:.93rem}
.policy-card a:not(.button){color:#087f73;text-decoration:underline;text-underline-offset:3px}
.policy-card ul{padding-left:22px}
.policy-card li+li{margin-top:7px}
.policy-back{margin-top:36px}
@media (max-width:800px){.policy-nav{display:flex;position:static;background:none;border:0;box-shadow:none;padding:0;flex-direction:row;align-items:center}.policy-hero{padding:70px 0 58px}.policy-body{padding:40px 0 70px}.policy-card{padding:27px 22px}}
@media (max-width:560px){.policy-nav a:not(.nav-cta){display:none}.policy-card{border-radius:16px}.policy-hero h1{font-size:3rem}}


/* DuePlanR+ Resources / SEO content */
.button-outline{background:#fff;border:1px solid #bed0d3;color:#173342}.button-outline:hover{border-color:#75aaa5;transform:translateY(-1px)}
.resource-teaser{border-top:1px solid var(--line)}
.resource-teaser-head{display:grid;grid-template-columns:1.1fr .9fr;gap:80px;align-items:end;margin-bottom:34px}.resource-teaser-head h2{font-size:clamp(2.4rem,5vw,4.6rem);line-height:1.02;letter-spacing:-.055em;margin:8px 0 0}.resource-teaser-head>p{color:var(--muted);font-size:.98rem;margin:0 0 7px}.resource-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.resource-card{display:block;background:#fff;border:1px solid var(--line);border-radius:19px;padding:25px;color:inherit;transition:transform .2s ease,border-color .2s ease,box-shadow .2s ease}.resource-card:hover{transform:translateY(-3px);border-color:#9fc9c4;box-shadow:0 18px 35px rgba(7,27,43,.08)}.resource-card>span{font-size:.61rem;font-weight:900;letter-spacing:.11em;color:#0e9487}.resource-card h3{font-size:1.14rem;line-height:1.28;margin:16px 0 8px}.resource-card p{font-size:.8rem;color:var(--muted);margin:0 0 20px}.resource-card b{font-size:.75rem;color:#087f73}.resource-more{text-align:center;margin-top:28px}
.resources-main{background:var(--soft)}.resources-hero{background:radial-gradient(circle at 80% 10%,#113e50 0,#071b2b 44%,#04131f 100%);color:#fff;padding:86px 0 74px}.resources-hero .container{max-width:1000px}.resources-hero h1{font-size:clamp(3.2rem,7vw,5.8rem);line-height:.98;letter-spacing:-.06em;margin:10px 0 22px}.resources-hero p{font-size:1.08rem;color:#bdd0d7;max-width:780px}.resources-list{padding:70px 0 100px}.resources-list .resource-card-grid{grid-template-columns:repeat(2,1fr)}.resource-card .resource-read-time{display:block;margin-top:12px;color:#8ba0aa;font-size:.68rem;font-weight:600;letter-spacing:0}
.article-main{background:var(--soft)}.article-hero{background:linear-gradient(145deg,#071b2b 0,#0c3043 72%,#0b3a3c 100%);color:#fff;padding:74px 0 64px}.article-shell{max-width:940px}.breadcrumbs{display:flex;flex-wrap:wrap;gap:8px;color:#8fb0bb;font-size:.72rem;margin-bottom:24px}.breadcrumbs a{color:#b8d5dc}.breadcrumbs span{color:#5f7d89}.article-kicker{font-size:.65rem;font-weight:900;letter-spacing:.13em;color:#52d1c3}.article-hero h1{font-size:clamp(2.8rem,6.5vw,5.3rem);line-height:1;letter-spacing:-.055em;max-width:880px;margin:12px 0 18px}.article-deck{font-size:1.08rem;line-height:1.65;color:#c1d1d7;max-width:800px}.article-meta{display:flex;flex-wrap:wrap;gap:10px 20px;margin-top:24px;color:#829da8;font-size:.72rem}.article-body{padding:58px 0 90px}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 250px;gap:55px;align-items:start}.article-content{background:#fff;border:1px solid var(--line);border-radius:22px;padding:43px 48px;box-shadow:0 20px 55px rgba(7,27,43,.06)}.article-content h2{font-size:1.8rem;line-height:1.18;letter-spacing:-.035em;margin:42px 0 13px}.article-content h2:first-child{margin-top:0}.article-content h3{font-size:1.15rem;margin:27px 0 8px}.article-content p,.article-content li{font-size:.96rem;line-height:1.78;color:#536872}.article-content strong{color:#1c3440}.article-content ul,.article-content ol{padding-left:23px}.article-content li+li{margin-top:7px}.article-content a{color:#087f73;text-decoration:underline;text-underline-offset:3px}.article-callout{background:#edf8f5;border:1px solid #cae9e3;border-radius:16px;padding:20px 22px;margin:26px 0}.article-callout strong{display:block;color:#0e786e;margin-bottom:5px}.article-callout p{margin:0;color:#4a6866}.article-example{background:#f6f8f8;border:1px solid #dfe8e7;border-radius:16px;padding:20px 22px;margin:25px 0}.article-example h3{margin:0 0 10px}.article-example table{width:100%;border-collapse:collapse;font-size:.82rem}.article-example th,.article-example td{text-align:left;padding:10px 8px;border-bottom:1px solid #dfe8e7}.article-example th{color:#60757e;font-size:.67rem;text-transform:uppercase;letter-spacing:.06em}.article-example tr:last-child td{border-bottom:0}.article-note{border-left:3px solid #16b8a6;padding:4px 0 4px 17px;margin:24px 0;color:#536872}.article-sources{border-top:1px solid var(--line);margin-top:40px;padding-top:24px}.article-sources h2{font-size:1.25rem;margin:0 0 10px}.article-sources li{font-size:.82rem}.article-cta{background:#081f2f;color:#fff;border-radius:18px;padding:27px 28px;margin-top:40px}.article-cta h2{color:#fff;margin:0 0 9px;font-size:1.45rem}.article-cta p{color:#adc2ca;margin:0 0 18px}.article-cta .button{text-decoration:none;color:#05242d}.article-side{position:sticky;top:105px}.toc-card,.side-cta{background:#fff;border:1px solid var(--line);border-radius:17px;padding:20px}.toc-card strong,.side-cta strong{display:block;font-size:.74rem;letter-spacing:.06em;text-transform:uppercase;color:#3e5966}.toc-card a{display:block;font-size:.76rem;color:#617680;padding:8px 0;border-bottom:1px solid #edf1f1}.toc-card a:last-child{border-bottom:0}.toc-card a:hover{color:#087f73}.side-cta{margin-top:14px;background:#0b2b3c;color:#fff;border-color:#0b2b3c}.side-cta p{font-size:.75rem;color:#9fb6bf}.side-cta a{font-size:.76rem;color:#57d4c6;font-weight:800}.related-guides{margin-top:34px}.related-guides h2{font-size:1.4rem;margin-bottom:15px}.related-guide-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.related-guide-grid a{border:1px solid var(--line);border-radius:14px;padding:16px;text-decoration:none;color:#1e3742}.related-guide-grid a:hover{border-color:#9fc9c4}.related-guide-grid span{font-size:.58rem;color:#0e9487;font-weight:900;letter-spacing:.08em}.related-guide-grid strong{display:block;font-size:.88rem;margin-top:7px}.edu-disclaimer{font-size:.72rem!important;color:#809099!important;margin-top:28px!important}
@media (max-width:900px){.resource-teaser-head,.article-layout{grid-template-columns:1fr;gap:30px}.resource-teaser-head{align-items:start}.article-side{position:static;display:grid;grid-template-columns:1fr 1fr;gap:12px}.side-cta{margin-top:0}.resources-list .resource-card-grid{grid-template-columns:1fr}.resource-card-grid{grid-template-columns:1fr}.article-content{padding:34px 31px}}
@media (max-width:560px){.resources-hero,.article-hero{padding:58px 0 48px}.article-body{padding:34px 0 65px}.article-content{padding:25px 20px;border-radius:16px}.article-side{grid-template-columns:1fr}.article-example{overflow-x:auto}.related-guide-grid{grid-template-columns:1fr}.resource-teaser-head h2{font-size:2.5rem}}